Find things on your credit report that are wrong.
Handle the process of a dispute
Make a plan for credit management to improve your scores.
Accept payments in advance for services. For example, it would be against the law to offer a lump-sum six-month membership.
Make promises about what will happen. For example, it is against the law to say, "We can delete anything."
Make false claims. For example, it's against the law to offer a money-back guarantee but keep the list of conditions a secret.
Most of the time, "credit repair" means finding and disputing mistakes on your credit report. In a broader sense, it can also mean reshaping your credit profile in a way that improves your credit score.
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