The last week of August is an ominous one in the annals of hurricane history. Hurricane Andrew hit the Homestead area of Florida on August 24, 1992 while Hurricane Katrina hit New Orleans and the Mississippi coast on August 29, 2005. Both of these hurricanes were disastrous to the people and businesses that laid in their path. Some of those businesses were able to bounce back while others had to close. The difference was the ones who were able to reopen had a preparedness plan. Does your business have one?
It doesn’t take much to create a plan. Here are some basic tips that you can take for your business to prepare it before the next hurricane or disaster strikes:
- Identify what your business needs to protect itself should a disaster strike. This includes protecting your assets even if your business in a building.
- Determine what equipment you need to keep your business open and have them available to move to an alternate site.
- If feasible, have an alternate location where you can set up business if you are unable to do so in your current location.
- Review your insurance coverage. If you are not sure you have enough coverage talk to your insurance agent. They will be able to work with you to ensure you have the proper coverage for your business. Remember, flood damage is not covered by your regular policy.
- Back-up your important files. You can use cloud based services such as SugarSync or Dropbox to store your scanned documents to. You will then be able to retrieve them from wherever you may be.
- Have an updated phone list of your employees, vendors, utility companies, and insurance company. You may also want to have the phone numbers of your local media so you can pass on updates as to what’s happening with your business.
Just incorporating the above tips to create a preparedness plan for your business will help you maneuver through any interruption that may occur.
We still have a little over 3 months left in hurricane season and those tend to be some of the busiest. Don’t wait until a storm is just off the coast. If you do it will be too late. Take the time now to create a plan. The welfare of your business will rest on your decision.
If you’d like to create a more detailed preparedness plan, contact Back On Track Solutions to see how we can help you create a plan specific to your business.
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