Interchange: The Basis for Credit Card Processing Cost

Credit Card Processing FeesInterchange is the basis for credit card processing cost; you can’t obtain a competitive credit card processing solution without an understanding of what it is and how processors leverage it to inflate processing expense.

In this article, I’m going to lay the groundwork by explaining what interchange is, and then I’ll show you how to apply this knowledge to find a competitive credit card processor. Read more ›

Posted in Business Expenses, Credit Cards, Small Business Tagged with: , , ,

5 Potential Small Business Tax Opportunities For Year End

With the holiday season starting just a week away and 2014 beginning just six weeks later small business owners need to remember it Is also the end of another tax year. Although there is just a limited time left in the year it is still possible for them to make the most of their yearly deductions and minimize the taxes they will have to pay on their business income.Tax Planning 2013

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Posted in Business Strategy, Small Business Tagged with: , ,

What Your Small Business Needs to Know About Chargebacks

Part of your business’s success is based on the ease at which your customers can make purchases. One of the steps you might take to make this happen is accept credit cards. As much as this will make your customers happy it can result in problems for your Accept credit cardsbusiness. One potential costly problem in accepting credit cards is a chargeback. Read more ›

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Protecting Your Business From Holiday Credit Card Fraud

Holiday Credit Card FraudWhether you want to accept it or not Christmas and Chanukah are right around the corner. As a matter of fact holiday shopping has started earlier this year due to Chanukah falling on Thanksgiving. If you are a store owner, whether internet based or brick and motor, you will have lots of customers which mean potential sales. What you may not realize is that you might be affected by potential fraud. Read more ›

Posted in Business Lessons, Credit Cards, Small Business Tagged with: , ,

Jersey Shore Businesses- A Year after Superstorm Sandy

Seaside Heights BoardwalkA year has passed since Superstorm Sandy hit the coast of New Jersey. Although much has been hyped about New Jersey being “open for business”, the businesses along the Jersey shore are still suffering. Much was said about having the boardwalk at Seaside Heights open by July 4 of this year but not much was done to help the surrounding communities, as well as the local businesses, get up and running. Read more ›

Posted in Business Lessons, Small Business Tagged with: , , ,

Preparing Your Business for the Holidays and the New Year

Preparing Your BusinessAs a business owner you probably have been so caught up in your business tasks that you haven’t even given a thought to the upcoming holiday season, let alone the New Year. I have a news flash for you. The holiday season starts in just 5 weeks. Can you believe it? After all,  stores like Wal-Mart and Lowes already have all their Christmas stuff on display after already putting their Halloween items out while some of us where still on summer vacation. It seems like the holiday season gets started earlier and earlier every year. With these not so gentle reminders of the upcoming holidays one needs to remember that 2014 is not that far behind. Before you get caught up in everything holiday related now would be a perfect time to start looking at what you need to do to prepare your business for 2014. Read more ›

Posted in Business Strategy, Small Business Tagged with: , , , ,

Using Your Intuition For Business

“Problems cannot be solved with the same mindset that created them.”  – Albert Einstein 

When it comes to making business decisions how often do you follow your gut feeling? This is not meant to be a trick question. In truth there probably has been a time where when you’ve had to make an important business decision you’ve had a strong feeling regarding that matter.

Whether you want to call it a gut feeling, a sixth sense or a hunch, what you are feeling is your inner voice or intuition. Whatever that 3d human with a red question markfeeling is, you have an immediate understanding of it without having to make a conscious decision about it. Read more ›

Posted in Business Lessons, Business Strategy, Small Business, Small Business Toolkit Tagged with: , ,

Are You Passionate or Obsessed With Your Business?

Oh to be a business owner. You’ve taken what was once a dream and created a reality. You are driven to do your best. You are your business’s biggest cheerleader and you are determined to do whatever you need to do to make your business a success. That deep connection and motivation you have to your business is great but if you take it to an extreme it can become an obsession.

“Woo, wait a minute.” You say. “I’m not obsessed with my business; I just want it to do well.” If you let your passion cloud your judgment when it comes to doing what’s best for your business you may have crossed over to obsession. Read more ›

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Internet Usage Policy – 3 Reasons Why Your Business Needs One

interenet securityThe use of computers in a small business has changed the way small business owners handle everyday tasks. The ease of gathering and sending information has become a huge time saver. Chances are you are reading this blog post from your business computer. You may also use that computer to gather helpful information for your business, as well as keep in touch with current and potential customers. If you have employees, they most likely also have access to the computer and the internet. Without an Internet usage policy in place you and your business can negatively be impacted. When no policy is in place, you not only open your business to potential risk, you also open your business brand and reputation to potential harm. Read more ›

Posted in Business Strategy, Small Business, Small Business Toolkit Tagged with: , ,

3 Overlooked Types of Insurance That Can Help Your Business

insuranceBeing a small business owner is a huge responsibility. You wear many hats while trying to juggle the many tasks of your business. One of those tasks is protecting your business. Regardless of what high hopes you may have there is always a possibility that something may go wrong. Those business owners recently affected by the fire that hit the Seaside Park/Seaside Heights Boardwalk or the torrential floods in Colorado can attest that both events were not something they ever thought would ever happen. Read more ›

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